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Bill of sale · Mississippi

Mississippi Bill of Sale

Seven working days to title, a tax computed on the state's own value schedule instead of your price, and a full exemption at 10 years old — Mississippi's private-sale rules are all its own.

The Mississippi answer

The clock is short; the tax math is the state's.

Close the sale with a signed title and bill of sale, then move: the county tax collector needs the buyer within seven working days. If the vehicle is under 10 years old, the 5% casual tax runs on the DOR’s depreciation schedule — so there’s no advantage in writing a low price, and no penalty in writing the honest one.
No state form published
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Magnolia questions

Mississippi specifics, answered.

Is seven days really the Mississippi deadline?

Seven WORKING days — the shortest titling window in the country. The buyer takes the assigned title to the county tax collector's office, which handles title, registration, and the casual sales tax in one stop. Miss the window and penalties start accruing immediately.

How does Mississippi's true-value tax work?

Unusually: the 5% casual sales tax isn't computed on your negotiated price at all. The DOR uses its own 'true value' schedule — roughly 30% of original MSRP, depreciated year over year, with a $100 floor. Your handshake price and the tax bill are two unrelated numbers, which surprises a lot of first-time Mississippi buyers.

Which Mississippi vehicles skip the casual tax entirely?

Vehicles 10 or more years old — fully exempt from casual sales tax. Family also helps: transfers between siblings joined the exemption list in 2019, alongside the long-standing spouse, parent, and child exemptions. Between the age exemption and the family rules, a large share of Mississippi private sales owe nothing.

Do I need a bill of sale in Mississippi?

The state publishes no form and the title assignment does the transfer — but a signed bill of sale remains the record of who sold what to whom and when, which matters with a seven-working-day fuse burning. Plates stay with the seller, never the vehicle.

Not legal advice. Verified against Mississippi DOR sources in July 2026 — official links in our 50-state requirements table.